More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Iliniza O. Imerman | Athletic Trainer | 10/06/2020 | 04/07/2015 |
| Joshua John Roden | Optometrist | 10/10/2020 | 06/11/2019 |
| Lauren A. Belinkoff | Occupational Therapist | 10/19/2020 | 10/20/2014 |
| Lin Yan L.AC. | Acupuncturist | 10/31/2020 | 10/26/2016 |
| Linda M. Lofaro L.AC. | Acupuncturist | 10/31/2020 | 10/23/2013 |
| Dru W. Meskan | Barber | 11/03/2020 | 06/01/2016 |
| Katerina R. Dasen | Optometrist | 11/07/2020 | 06/29/2012 |
| Sheryl Ann Watson | Occupational Therapist | 11/12/2020 | 11/13/2018 |
| Clint Brumbaugh | Barber | 11/13/2020 | 10/02/2018 |
| Lewis J. Eyrich | Optometrist | 11/23/2020 | 06/22/2009 |
| Gregg A. Clausen | Certified Residential Appraiser | 11/30/2020 | 11/25/2014 |
| Jennifer K. Rockrich L.AC. | Acupuncturist | 11/30/2020 | 11/01/1999 |
| Jessica K. Reis | Acupuncturist | 11/30/2020 | 11/29/2018 |
| Victoria L. Lee | Occupational Therapist | 12/14/2020 | 12/15/2014 |
| Achievers Mortgage, LLC | Mortgage Broker | 12/31/2020 | 07/25/2003 |
| AHL Funding, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 09/15/2015 |
| ALAMEDA MORTGAGE CORPORATION, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/20/2018 |
| All Credit Considered Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 09/23/2016 |
| All Reverse Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/13/2016 |
| Andrew E. Ament | Certified Residential Appraiser | 12/31/2020 | 12/05/2006 |
| Anneliese Phillips | Dispensing Optician | 12/31/2020 | 08/01/2018 |
| Applewood Funding Corporation | Mortgage Broker | 12/31/2020 | 10/28/1999 |
| Arc Home, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/29/2017 |
| Audra Clark Price | Dispensing Optician | 12/31/2020 | 12/19/2008 |
| Axia Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/23/2017 |
| Bayshore Mortgage Funding, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 09/26/2017 |
| Better Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/18/2017 |
| Bonnie Sweet Parsons | Dispensing Optician | 12/31/2020 | 06/23/1982 |
| Boston Capital Finance, LLC, Scottsdale, AZ Branch | Commercial Mortgage Banker | 12/31/2020 | 05/26/2006 |
| Brookhollow Mortgage Services, Ltd., Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 06/13/2014 |
| Caliber Home Loans, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/23/2017 |
| Capella Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 06/16/2017 |
| Catherine Asber Lowrey | Psychologist | 12/31/2020 | 03/23/2016 |
| Chartwell Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/01/2017 |
| City First Mortgage Services, L.L.C., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/29/2017 |
| Community Reinvestment Fund, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/24/2019 |
| Concord Servicing Corporation | Collection Agency | 12/31/2020 | 10/21/1991 |
| Concord Servicing Corporation | Collection Agency | 12/31/2020 | 10/13/2011 |
| Crestline Funding Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/08/2011 |
| Cynthia L. Kueffner | Mortgage Broker | 12/31/2020 | 09/28/2011 |
| David C. Yousey | Dispensing Optician | 12/31/2020 | 09/25/1997 |
| Dominion Financial Services, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/09/2018 |
| Easy Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 12/24/2018 |
| Elending Group, LLC, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 11/15/2016 |
| Equitable Home Mortgage, Inc. | Mortgage Banker | 12/31/2020 | 09/26/2002 |
| Fairway Independent Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/26/2018 |
| Fanny Ruggiero | Dispensing Optician | 12/31/2020 | 09/15/1987 |
| Finance of America Mortgage, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/16/2018 |
| First American Home Loans, Inc., Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 06/03/2016 |
| First Choice Loan Services, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 09/29/2011 |
| First Colony Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/02/2014 |
| Franklin Loan Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 01/23/2018 |
| Genesis Capital, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 01/08/2018 |
| Geneva Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 01/17/2014 |
| George Smith Partners, Inc., Scottsdale, AZ Branch | Commercial Mortgage Broker | 12/31/2020 | 08/14/2018 |
| Golden Bear Capital, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/14/2017 |
| GoPrime Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/26/2017 |
| Guild Mortgage Company, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/03/2019 |
| Homespire Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/24/2018 |
| iLending Mortgage, LLC, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 04/04/2017 |
| Interest Smart Home Loans, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 06/15/2016 |
| Interest Smart Home Loans, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/25/2020 |
| James E. Bauer | Dispensing Optician | 12/31/2020 | 12/11/1980 |
| JMAC Lending, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/10/2019 |
| JMJ FINANCIAL GROUP, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/24/2017 |
| Joonago, Inc., Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 11/06/2017 |
| Katelyn Marie Ward | Athletic Trainer | 12/31/2020 | 07/01/2020 |
| Land Advisors Capital, LLC | Commercial Mortgage Banker | 12/31/2020 | 08/08/2014 |
| LeaderOne Financial Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/20/2018 |
| loanDepot.com, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 09/13/2013 |
| loanDepot.com, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/01/2017 |
| LoanFlight Lending, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/29/2018 |
| LoanSnap, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/26/2020 |
| Mainsail Capital, LLC., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/16/2019 |
| MCM Holdings, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/08/2017 |
| Mega Capital Funding, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/15/2019 |
| Megan Nicole Vincent | Behavior Analyst | 12/31/2020 | 12/23/2019 |
| Meggen Ingraham Roberts | Loan Originator | 12/31/2020 | 06/07/2019 |
| MK Lending Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/03/2019 |
| MLD Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 02/23/2018 |
| MortgageOne, Inc., Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 04/05/2017 |
| MortgageOne, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/24/2020 |
| MTH Mortgage, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/06/2017 |
| Mutual of Omaha Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/08/2019 |
| Niki K. Hipp | Dispensing Optician | 12/31/2020 | 03/18/2013 |
| Ocean Lending Home Loans, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/09/2018 |
| Oceanside Mortgage Company, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/20/2017 |
| OnY Glo, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 02/28/2017 |
| OnY Glo, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/15/2017 |
| OnY Glo, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 12/18/2017 |
| Open Mortgage, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/24/2020 |
| Pacific Lending, LLC, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 05/18/2016 |
| Pacific Lending, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/31/2020 |
| Performance Financial, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/19/2018 |
| Plaza Home Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/16/2004 |
| POINT MORTGAGE CORPORATION, SCOTTSDALE, AZ Branch | Mortgage Banker | 12/31/2020 | 05/30/2018 |
| Premier Processing, LLC, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 01/06/2017 |
| Primary Partners, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/13/2018 |
| Pristine Processing Services, LLC, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 08/23/2017 |
| ReadyCap Lending, LLC, Scottsdale, AZ Branch | Commercial Mortgage Banker | 12/31/2020 | 07/08/2015 |
| Reali Loans, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/29/2017 |
| Recovery Partners, LLC | Collection Agency | 12/31/2020 | 02/24/2006 |
| Renaissance Mortgage, LLC | Mortgage Broker | 12/31/2020 | 03/23/1999 |
| Ruoff Mortgage Company, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/20/2014 |
| Santa Fe Mortgage Group, LLC | Mortgage Broker | 12/31/2020 | 03/21/2007 |
| Semper Home Loans, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 12/21/2018 |
| Sharestates Investments, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 01/23/2018 |
| SI Mortgage Company, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 02/14/2018 |
| Snapfi, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 02/13/2019 |
| Springboard CDFI, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/04/2017 |
| Springboard CDFI, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/05/2017 |
| Springboard CDFI, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/16/2017 |
| Springboard CDFI, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/04/2018 |
| Sunstreet Mortgage, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/08/2018 |
| Thunderbird Collection Specialists, Inc. | Collection Agency | 12/31/2020 | 02/01/1984 |
| Top Flite Financial, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/08/2011 |
| TRI Pointe Connect, LLC | Mortgage Banker | 12/31/2020 | 01/30/2015 |
| Tri-Emerald Financial Group, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/18/2016 |
| Universal Lending Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/07/2016 |
| Utah Mortgage Loan Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/28/2017 |
| V. I. P. Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/30/2019 |
| Velocio Mortgage, L.L.C., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/20/2017 |
| Veritas Funding, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/14/2018 |
| Violette Sternberg | Dispensing Optician | 12/31/2020 | 10/18/2013 |
| Watt Funding REIT, LLC, Scottsdale, AZ Branch | Commercial Mortgage Banker | 12/31/2020 | 05/30/2019 |
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