More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Mia Elizabeth Korum | Athletic Trainer | 10/06/2020 | 10/10/2019 |
| Judy A. Pechur | Occupational Therapist | 10/14/2020 | 10/15/2012 |
| Anne E. McGill | Psychologist | 10/31/2020 | 07/24/2006 |
| Christine M. Matschke | Psychologist | 10/31/2020 | 10/24/2017 |
| Danelle L. Kirkby | Certified Residential Appraiser | 10/31/2020 | 10/27/2004 |
| Michelle Sharon Derosa | Occupational Therapist | 11/12/2020 | 11/13/2018 |
| Jesus A. Fernandez | Occupational Therapy Assistant | 11/20/2020 | 11/21/2016 |
| Melissa Ann Hancock | Behavior Analyst | 11/30/2020 | 09/30/2019 |
| Sunanda Harrell-Stokes L.AC. | Acupuncturist | 11/30/2020 | 11/29/2000 |
| Alix Ungaretti | Athletic Trainer | 12/02/2020 | 12/03/2018 |
| Thomas Dale Graves | Occupational Therapist | 12/10/2020 | 12/11/2000 |
| Kristin E. Grilli | Occupational Therapist | 12/14/2020 | 12/15/2008 |
| Danielle Erica Agins | Occupational Therapist | 12/16/2020 | 05/15/2006 |
| Tara M. Miller | Optometrist | 12/28/2020 | 07/17/2009 |
| 5 Arch Funding Corporation, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 01/27/2016 |
| ABLEnding, Inc. | Mortgage Broker | 12/31/2020 | 08/29/2000 |
| Acrobat Financial Group, LLC | Mortgage Broker | 12/31/2020 | 07/17/2008 |
| Allen D. Harnisch | Mortgage Broker | 12/31/2020 | 09/30/1994 |
| American Advisors Group, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 01/13/2010 |
| American Pacific Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/14/2019 |
| Americas Specialty Finance Company, LLC | Mortgage Banker | 12/31/2020 | 09/18/2017 |
| Amerisave Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/12/2018 |
| Axia Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/01/2018 |
| Axia Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/21/2019 |
| AZ Direct Mortgage, L.L.C. | Mortgage Broker | 12/31/2020 | 06/01/2007 |
| Bayview Loan Servicing, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/14/2009 |
| Brad E. Whipple | Dispensing Optician | 12/31/2020 | 10/24/2006 |
| C&R Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/30/2019 |
| C. T. Bailey Enterprises, LLC | Mortgage Broker | 12/31/2020 | 04/27/2016 |
| Cherry Creek Mortgage Company, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/27/2010 |
| Citywide Home Loans, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/08/2011 |
| ClosingMark Home Loans, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/19/2019 |
| Clover Key Financial, LLC | Mortgage Banker | 12/31/2020 | 01/30/2019 |
| CMG Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/14/2013 |
| CMG Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/25/2017 |
| CMG Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/25/2017 |
| Counsel Mortgage Group, LLC | Mortgage Broker | 12/31/2020 | 08/22/2007 |
| Crest Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 07/06/2018 |
| CUW Solutions, LLC, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 05/14/2014 |
| Donna J. Quinn | Dispensing Optician | 12/31/2020 | 03/23/2004 |
| Envision Mortgage, L.L.C. | Mortgage Broker | 12/31/2020 | 12/02/2002 |
| Fairway Independent Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/11/2018 |
| Finance of America Commercial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/04/2014 |
| Finco Mortgage, LLC | Mortgage Banker | 12/31/2020 | 12/07/2017 |
| First Continental Mortgage, Ltd., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/28/2013 |
| Forthright Funding Corporation | Mortgage Banker | 12/31/2020 | 04/11/2016 |
| Funding The Gap, LLC | Commercial Mortgage Broker | 12/31/2020 | 05/17/2011 |
| Guaranteed Rate Affinity, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/08/2017 |
| Guild Mortgage Company, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/04/2019 |
| Home Point Financial Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/12/2018 |
| Homeview Financial, LLC | Mortgage Broker | 12/31/2020 | 06/21/2004 |
| Hratch K. Panosian | Mortgage Broker | 12/31/2020 | 12/16/2002 |
| Hratch K. Panosian, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 01/20/2015 |
| Hunt Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/20/2011 |
| Jumbo Loan Experts, LLC, Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 05/06/2014 |
| Kymberley A. Tsatskin | Dispensing Optician | 12/31/2020 | 03/23/1989 |
| Lakeview Loan Servicing, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/26/2013 |
| Leo Francis Gleason III | Dispensing Optician | 12/31/2020 | 08/07/2019 |
| Longbridge Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/21/2015 |
| Matthew R. Pastor | Dispensing Optician | 12/31/2020 | 03/04/2011 |
| Mutual of Omaha Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 12/04/2018 |
| New Day Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 12/29/2009 |
| New Day Financial, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/30/2018 |
| PHH Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/18/1996 |
| PHH Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/28/2009 |
| PHH Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/28/2009 |
| PHH Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/16/2012 |
| PHH Mortgage Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/04/2019 |
| PrimeLending, A PlainsCapital Company, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 09/11/2008 |
| Priority Home Mortgage, L. P. , Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/14/2016 |
| Reliance First Capital, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/21/2017 |
| Reverse Mortgage Funding, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/09/2014 |
| SecurityNational Mortgage Company, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 01/15/2015 |
| Sharon Layne Mathis | Dispensing Optician | 12/31/2020 | 10/19/2016 |
| Silver Hill Funding, LLC, Scottsdale, AZ Branch | Commercial Mortgage Broker | 12/31/2020 | 10/05/2017 |
| Stearns Lending, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/09/2012 |
| Stearns Lending, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/17/2018 |
| Suburban Mortgage, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/25/2009 |
| Summit Mortgage Group, LLC | Mortgage Broker | 12/31/2020 | 07/24/2012 |
| Sundance Enterprises, Inc. | Premium Finance Company | 12/31/2020 | 01/22/2004 |
| Taylor Morrison Home Funding, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 02/23/2018 |
| THE Anderson Financial Group, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/02/2011 |
| Traditional Mortgage Acceptance Corporation, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/26/2019 |
| Trusted Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 12/21/2018 |
| TruWest Mortgage Corporation | Mortgage Broker | 12/31/2020 | 11/04/2014 |
| Wallick & Volk, Inc., Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/01/2016 |
| Wells Fargo Clearing Services, LLC, SCOTTSDALE, AZ Branch | Mortgage Broker | 12/31/2020 | 05/22/2009 |
| Western Capital Lending | Mortgage Broker | 12/31/2020 | 01/23/2019 |
| Wilson Resort Finance, LLC, Scottsdale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/02/2018 |
| Zillow Group Marketplace, Inc., Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 06/20/2016 |
| Zillow Group Marketplace, Inc., Scottsdale, AZ Branch | Mortgage Broker | 12/31/2020 | 08/27/2019 |
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